Master your personal finance. From complexity to clarity.

Financial coaching for professionals in healthcare, education, tech, and small business. Tom Nielsen helps busy professionals build practical money systems that create confidence, control, and long-term financial independence.

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Years Experience
Ratings
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12k+ reviews from clients

Featured In

A clear financial flight plan for real life.

Have you ever felt lost around your personal finance?

I’ll help you in your personal finance.

How it works:

01.

Free Strategy Call

02.

Bootchamp

03.

Check-In's

01.

Free Strategy Call

02.

Bootchamp

03.

Check-In's

Knowledge. Inspiration. Frameworks around money & life.

Behind the Power Curve

Are you financially flying on the back side of the power curve?

My $200,000 car

You are looking at my $200,000 Honda Pilot that I purchased in 2005.

Money & Amplifiers

If I can learn this, you can learn money...

Big picture thinking in life and finance

By the time summer solstice came around in 2025 a younger family member.....

“Gain total control of your money” – no fluff, just results

Clarity
Direction
Know-how
Great tools
Support
One-on-one
Clarity
Direction
Know-how
Great Tools
Support
On-on-one

Real people. Real financial progress.

Smarter Business Finances
“Tom helped make my practice more manageable and financially efficient.”

Tom from Nielsen Counseling, helped my practice become more manageable. His advice to meet with a CPA to verify if an S corporation would make sense, made a big difference in how much I can save up for retirement, but also lowering taxes.

Maureen B.

Psychotherapist CO

Retirement Planning
“Tom helped me create a long-term plan to boost my retirement income.”

Tom helped me establish a four year plan to boost my retirement income. He understand what needs to be addressed and  then refers to the right specialist – things you are too busy to deal with, but makes a big difference..

Michael S.

Business owner Tucson, AZ

Career & Financial Direction
“Tom helped me think beyond the day-to-day and build meaningful financial goals.”

I felt stuck in my career and personal life around finances. Tom asked the right questions and guided me to think further out my timeline which helped me with goal setting. This in turn allowed me to take a bigger aim, and not be so stuck in a day-to-day combat mode. His guidance has been instrumental in straightening out my financial situation and outlook.

Cindy

Educator AZ

Financial Confidence for Professionals
“Tom provided the clarity and guidance I didn’t know I needed.”

Tom was recommended by a friend who’d been through a program with his company. Like many in my field I am highly specialized, but was not well versed in financial matters. It has been very beneficial to counsel with Tom which has yielded much needed clarity for my situation. Highly recommended.

S.K

Medical Doctor CA

Debt & Financial Clarity
“Before working with Tom, I felt completely lost in my finances. Now I finally feel in control and confident about my future.”
Before I started working with Tom, I felt completely lost in my finances. I was going through some big life transitions, including a move and starting a new business. I kept digging myself deeper into debt and couldn't figure out where I was going wrong. Read More

Dr. Emily Mason

Physical Therapist Tucson, AZ

HOUSEHOLD FINANCE 101

Updated for 2026, Household Finance 101 covers all the bases for a young family starting out and beyond.

The book is easy to read, well organized, and designed as a four-module master class in financial literacy covering the full gamut of real-world financial topics facing a household in the 2020’ties.

The book is loaded with actionable strategies: From saving categories with specific dollar targets and guidance — to tactics covering student loans, healthcare, investing, taxes, income, etc.

Because financial success is rooted in thinking along the right frameworks and mindsets, a dedicated module digs into the psychology behind subjects like money, happiness, wealth, expectations, and debt.

Household Finance 101 is sprinkled with color illustrations, quotes, and tips, adding depth and context to the financial concepts treated.

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Average ratings from 29 reviews

Financial clarity starts with a plan

Take control of your personal finances with practical coaching, clear systems, and real-world guidance designed for busy professionals.